Restaurant Funding That Works as Hard as You Do

Fast, Flexible, Reliable Capital for Restaurant Owners Nationwide

Welcome, Restaurant Owners! This page was built just for you—to help established restaurant owners like you access fast, affordable, and reliable funding when you need it most.

Running a restaurant today is more challenging than ever. The industry's landscape is shifting, and restaurant owners are facing unprecedented obstacles. But with these challenges come unique opportunities to adapt, innovate, and thrive. Whether you're navigating rising food costs, seasonal slowdowns, or unpredictable customer demand, LVRG Business Funding is here to help you face these challenges head-on.

Over the last 20+ years, we’ve worked with thousands of restaurant owners, helping them access the capital they need to grow, thrive, and keep their doors open during tough times.

The Current State of the Restaurant Industry

The restaurant industry has been hit hard in recent years. From the effects of the pandemic to economic instability, restaurant owners have had to pivot quickly. Yet, the industry is resilient, and many restaurants are finding innovative ways to adapt and thrive. But the truth remains: capital is critical in today’s restaurant world.

Challenges restaurant owners face today include:

  • Increased Costs: Rising food and labor costs are squeezing margins, making it harder to stay profitable.

  • Unpredictable Customer Demand: Seasonality and changing consumer behaviors make cash flow management challenging.

  • Labor Shortages: Finding and retaining qualified staff has become a major pain point for restaurant owners.

But there are opportunities as well:

  • Takeout & Delivery: Restaurants have seen success by expanding delivery and takeout options, reaching new customers.

  • Technology Integration: From digital ordering systems to automation, technology is improving efficiency and customer experience.

  • Outdoor Dining & Expansion: Many restaurants have capitalized on outdoor dining trends, increasing seating capacity and appeal.

The Solution: Fast, Flexible, Reliable Funding

Whether you’re an established restaurant looking to stay competitive or a newer business in need of funding to grow, LVRG Business Funding has the solution you need. We offer a variety of restaurant-specific financing options designed to help with everything from payroll to equipment upgrades.

We understand that the needs of each restaurant are unique, which is why we offer flexible funding solutions with no red tape and quick approvals. You need a partner who will get you the funds you need without delay, and that’s what we do best.

Why Choose LVRG?

Speed When You Need It
The restaurant world moves fast. If you’re looking for funding, you can’t afford to wait weeks or months for approval. At LVRG, we approve most applications and provide funding in as little as 4 to 24 hours. Yes, you read that correctly—funding for your restaurant in as fast as 4 hours! You’ll have the capital you need to take action, fast.

No Strings Attached
We offer flexible repayment terms and financing options tailored to your business model and goals. Whether you're looking to handle a short-term cash flow gap or fund a large expansion, we provide the capital you need to make it happen.

Over 20 Years of Experience
In our two decades of helping restaurant owners, we’ve funded thousands of establishments across the country. We understand the ins and outs of the restaurant business, and we know what it takes to succeed.

Restaurant Funding Products Tailored to You

  • Restaurant Loans
    Perfect for long-term growth or capital improvements like renovations and equipment upgrades.

  • Restaurant Working Capital Loans
    Keep your restaurant running smoothly during seasonal dips, or use them to bridge cash flow gaps.

  • Restaurant Cash Flow Financing
    Smooth out fluctuations in revenue with financing that adjusts to your business's sales cycle.

  • Revenue-Based Financing
    Repay based on a percentage of your sales, making it easier to manage payments during slower months.

  • Merchant Cash Advance for Restaurants (1st–5th Position)
    An advance on future sales, with typical funding amounts ranging from 0.5x to 1.5x of your restaurant’s gross monthly revenue.

  • Restaurant Business Line of Credit
    A flexible option to draw funds as you need them, only paying interest on the amount you use.

  • SBA Restaurant Loans
    For larger restaurant expansions, remodels, or equipment purchases—these loans offer lower rates and longer terms.

Flexible Loan Amounts & Positions

At LVRG Business Funding, we understand that every restaurant has unique financial needs. Our funding amounts typically range from $15,000 to $5,000,000, and we can provide financing in first through fifth position. Whether you’re looking for a small loan to cover cash flow gaps or larger funding for expansion, we’ve got the flexibility and experience to meet your needs.

What Restaurant Owners Are Saying

“We were days away from missing payroll when we found LVRG. They got us approved the same day and funded within hours. Total game-changer.”
— Gina S., Owner, The Saucy Spoon (Chicago, IL)

“LVRG helped us expand our outdoor seating area when we needed to pivot during the slow season. Fast, professional, and easy.”
— Darren B., Co-Owner, Coal & Ash BBQ (Charlotte, NC)

“I’ve worked with banks, I’ve worked with credit cards—nothing compares to the speed and flexibility LVRG gave us.”
— Marc L., Operator, Tostado Taqueria (Phoenix, AZ)

Recent Restaurant Fundings

LVRG is actively funding restaurants every single day. Here’s a snapshot of recent deals:

  • The Blue Olive Bistro – Austin, TX | $143,000 for equipment & working capital

  • Crust & Flame Pizza Co. – Tampa, FL | $67,500 for renovations

  • Basil Street Kitchen – San Diego, CA | $232,000 for expansion

  • The Daily Fork Café – Atlanta, GA | $89,000 to cover seasonal cash flow

  • Smoky Hill Smokehouse – Denver, CO | $118,000 for marketing & rebrand

  • Bramble & Rye – Portland, OR | $76,000 for inventory and payroll

  • Velvet Spoon Diner – Philadelphia, PA | $154,000 to open a second location

Apply Now and Get Funded in Hours

You’ve worked too hard to let cash flow slow you down. Whether you need capital for payroll, inventory, equipment, renovation, marketing—or just breathing room—we’re ready when you are.

Apply now and receive funding in as little as 4 to 24 hours!

Guides & Playbooks for Restaurant Growth

Ready to boost profitability, streamline operations, and grow your restaurant? Explore two powerful tools designed specifically for restaurant owners:

Click on either of the playbooks above and get ready to take your restaurant to the next level!