Michigan's Business Financing Authority

$50K to $50M in business financing through direct lending and exclusive institutional relationships. We close deals Michigan banks decline and deliver terms they cannot match.

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Our Story

“Hi, I'm Charles M. Barr. I founded LVRG two decades ago with one clear purpose: to help ambitious business owners access the strategic capital they need to seize opportunities and drive growth. We built this company the right way through hard work, honest relationships, and an unshakeable commitment to professionalism and transparency. LVRG is a boutique financing firm with direct lending capabilities and strategic partnerships that give us the capacity to deploy $50K to $50M across a full spectrum of financing solutions. What makes us different is simple. We're not transactional, we're relational. We've facilitated over $1 billion in financing to more than 10,000 established businesses nationwide, and every relationship has been built on trust, speed, and results. Our reputation wasn't bought with advertising. It was earned by doing what we said we'd do, deal after deal, year after year. We're powering the next chapter of American business with the same principles we started with: integrity, expertise, and an absolute commitment to our clients' success. Twenty years. 10,000 businesses. One philosophy: Results. I'm proud of what we've built and hungry for what's next.”

 

Real Words. Real Growth.

Real Michigan Business.

Chris Sciacca
Owner, CCS Design, Commerce Township, MI

Results That Speak for Themselves

  • "I was at a Birmingham/Bloomfield Chamber lunch and heard about LVRG from another business owner. Our practice needed to buy the building we'd been leasing and they made it happen. Straightforward process and the team was excellent throughout."

    — Dr. Jennifer S., Birmingham Primary Care

  • “We ran into a situation at one of our restaurants. LVRG provided capital the same day we applied. Loan amount was twice what we asked for and the speed was exactly what we needed. Glad we made the call.”

    — Tom K., Modern Hospitality

  • "Been running commercial projects for nearly 20 years. The guys at LVRG actually understand construction cash flow. Set us up with a working capital line of credit that's going to change how we manage our pipeline."

    — Dave M., Meridian Construction Group

  • "Needed financing for a second location. My banker at Credit Union One couldn't do the deal and referred me to Charles. He came through big time. Got me the SBA loan I needed in less than two months at a better rate than I expected. Best referral I could've asked for. Will definitely work with him again."

    — Raj P., Summit Fuel & Convenience

  • “The Auburn Hills Chamber connected me to LVRG and it was the right move. We needed financing for new equipment and working capital to scale production. They funded an SBA loan in 6 weeks, and Charles and Lilly kept me informed the entire way. We're planning to double our output because of it.”

    — Mike R., R&D Manufacturing Solutions

  • "Morgan is excellent at digging into complex deals and finding solutions. We needed capital for equipment upgrades, fleet expansion, and hiring staff to handle bigger jobs. This financing is going to fuel our growth and I'm glad I was referred."

    — Mark T., Macomb Lawn & Snow Services

Michigan's Go-To Business Lender & Finance Co.

LVRG provides Michigan businesses with strategic capital solutions from $50K to $50M. Higher loan amounts, lower rates, and faster approvals than most local banks; which is why many Michigan banks refer their own clients to us.

Michigan's Business Financing Authority

LVRG Business Funding operates as Michigan's business financing authority through direct lending capabilities and exclusive institutional bank relationships unavailable to businesses working independently.

Michigan banks refer their clients to LVRG when deals exceed their capabilities, require specialized structuring, or demand wholesale rates and extended terms local banking cannot provide. We've facilitated over $1 billion in business financing for 10,000+ established companies across 20+ years—not through advertising, but through consistent execution and results that earn repeated referrals from Michigan's commercial banking community.

Two Paths to Capital: You Choose the Best Fit

Direct Lending When Speed Matters Deploy capital in 24-48 hours when opportunities require immediate action. Equipment becomes available below market. Competitor announces retirement. Large contract requires immediate inventory investment. Direct lending eliminates approval delays when timing determines outcomes.

Institutional Bank Facilitation When Terms Matter Wholesale rates, extended amortization, and larger amounts through institutional banks offering terms local banks cannot match. SBA programs with 10-year terms and 10% down payments. Commercial real estate financing with 25-year fixed rates. Working capital lines of credit at prime rate. You work with one team. We determine optimal structure.

Deal sizes: $50K to $50M+

Strategic Financing Solutions for Michigan Businesses

Immediate Business Funding $25K to $1.5M deployed in 24 hours for time-sensitive opportunities Learn More →

Commercial Mortgages & CRE Financing $500K to $50M+ | NO MONEY DOWN conventional programs available Learn More →

SBA Loans (Express, 7(a), 504) $10K to $20M+ for acquisitions, real estate, equipment, working capital Learn More →

Working Capital Lines of Credit $100K to $5M+ | Interest-only on drawn amounts, $0 cost when unused Learn More →

Business Acquisition Financing $500K to $5M+ for competitive acquisitions and succession purchases Learn More →

Why Michigan Banks Refer Their Clients to LVRG

Capabilities Beyond Local Banking Deal structures local banks cannot approve. Loan amounts exceeding individual bank capacity. Specialized underwriting for complex transactions. Wholesale rate access through institutional relationships. Speed of execution traditional banking timelines cannot match.

Professional Deal Structuring Financing approvals depend on how deals are structured and presented. LVRG packages transactions to highlight strengths, address concerns proactively, and position deals for approval—whether through direct lending or strategic institutional placement.

Michigan Market Authority Headquartered in Detroit at 615 Griswold St. with deep connections throughout Metro Detroit, Grand Rapids, Ann Arbor, Lansing, and all Michigan markets. Twenty years financing established businesses across every sector—manufacturing, construction, professional services, healthcare, retail, hospitality, distribution, and automotive—gives us operational understanding most lenders lack.

Proven Execution Over $1 billion facilitated. 10,000+ businesses served since 2005. Our reputation was earned transaction by transaction through consistent delivery when timing and terms determine business outcomes.

Get Strategic Business Financing

Call (855) 998-5874 to discuss financing needs with Michigan business financing specialists.

Apply Now → Complete brief application for immediate evaluation.