Charles Barr, Managing Partner of LVRG Funding

It all started when…

Charles Barr is the Founder and CEO of LVRG, a distinguished small business financing company that has been empowering businesses for over two decades. With a commitment to fostering meaningful relationships and maintaining integrity in every transaction, LVRG has supported over 10,000 businesses and facilitated more than $1 billion in financing. The company is known for its straightforward and efficient funding solutions, ranging from $10,000 to $10,000,000, tailored to the unique needs of small businesses.

LVRG offers a variety of business financing options, including Cash Flow & Working Capital Financing, Revenue Based Financing, Merchant Cash Advances, SBA Loans, Business Lines of Credit, Business Term Loans, and Asset Based Lending solutions such as Accounts Receivable Financing, Revolving Inventory Lines of Credit, Government Contract Financing, and Purchase Order Financing.

At LVRG, Charles and his team are committed to prioritizing transparency and providing effective solutions. We steer clear of marketing gimmicks, hidden fees, and misleading tactics, ensuring our clients can trust in straightforward and honest business practices. This approach has earned the company consistent five-star ratings and glowing customer testimonials, reinforcing its reputation as an industry leader. Charles manages a small in-house team supported by an expansive back-end operation, allowing LVRG to offer comprehensive services with a personal touch and white-glove customer service. LVRG collaborates with a network of lenders, banks, and financial institutions to tailor the best funding solutions to each business's specific needs.

Charles’s philosophy is rooted deeply in ethics, integrity, respect, and professionalism—values he believes are essential for meaningful and sustainable business relationships. His passion for helping small businesses thrive stems from his conviction that they are crucial to economic growth, innovation, and progress. He finds great fulfillment in witnessing the success stories of businesses that have grown and prospered with LVRG’s support.

Beyond his professional life, Charles is passionate about health and fitness. A former ranked tennis and professional squash player, he reached the top 100 in world rankings, which allowed him to travel the globe and experience diverse cultures. Based in the Metro Detroit area, he is actively involved in community service, supporting organizations such as The American Cancer Society, United Way, St. Jude, Make a Wish Foundation, and The American Foundation for Suicide Prevention.

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Diverse Financing Solutions Tailored to Empower Your Business Growth.
10,000 Businesses Funded, $1B+ in Facilitated Transactions, LVRG is Your One-Stop Shop for Business Financing.

Revenue Based Financing - Revenue based financing from LVRG Business Funding allows businesses to receive capital in exchange for a percentage of future revenue. This type of funding is ideal for businesses with fluctuating incomes, as repayments adjust according to monthly revenue. It provides flexibility, enabling businesses to scale operations without the pressure of fixed monthly payments. Unlike traditional loans, revenue based financing does not require collateral, making it accessible for businesses with limited assets. This option is particularly popular among companies with strong revenue projections but lacking substantial credit history. Gain the financial freedom to grow with a financing model aligned with your business success. Learn more

Cash Flow Financing - Cash flow financing from LVRG Business Funding leverages the expected future cash flows of a business to secure a loan. This type of financing is crucial for maintaining smooth operations, covering daily expenses, and addressing immediate financial needs. It’s based on the business's ability to generate steady income, rather than relying solely on credit history or collateral. This makes it an attractive option for businesses experiencing seasonal fluctuations or growth spurts. By ensuring you have the necessary working capital, cash flow financing helps sustain business momentum and prevent operational disruptions. Keep your business thriving with reliable cash flow support. Learn more

Working Capital Financing - Working capital financing from LVRG Business Funding provides businesses with the funds needed to cover short-term operational expenses. This type of financing is essential for managing daily costs such as payroll, rent, and inventory purchases. It helps maintain liquidity, ensuring that your business can operate smoothly without cash flow interruptions. Working capital financing can be structured in various forms, including lines of credit, short-term loans, and advances. This flexibility allows you to choose the best option for your specific needs, helping you to focus on growth and profitability. Secure the operational funds necessary for your business's day-to-day activities. Learn more

Merchant Cash Advance, (1st-5th Position MCA’s) - A merchant cash advance (MCA) from LVRG Business Funding provides businesses with a lump sum of cash in exchange for a portion of future gross sales. This financing option offers fast access to capital with flexible repayment terms tied directly to your daily sales volume. Unlike traditional loans, MCAs do not require fixed monthly payments, making them suitable for businesses with fluctuating revenues. The application process is straightforward, with minimal paperwork and quick approval times. This makes MCAs an attractive solution for businesses needing immediate funds for inventory, marketing, or operational expenses. Accelerate your business growth with a merchant cash advance. Learn more

Bad Credit Business Loans - Bad credit business loans from LVRG Business Funding are designed for companies with less-than-perfect credit histories. These loans provide an opportunity to secure funding despite past financial challenges, with lenders focusing on the overall health and potential of the business. While interest rates may be higher to mitigate risk, these loans can be a lifeline for businesses needing capital to stabilize or expand. They can be used for various purposes, including purchasing equipment, refinancing debt, or boosting working capital. By demonstrating reliable repayment, businesses can also improve their credit scores over time. Explore your options with bad credit business loans. Learn more

SBA Loans - SBA loans from LVRG Business Funding, backed by the Small Business Administration, offer favorable terms and lower interest rates than conventional loans. These government-backed loans are available to small businesses that meet specific criteria, providing access to essential funding for growth and stability. With longer repayment terms and lower down payments, SBA loans are ideal for major investments such as real estate, equipment purchases, or business expansion. The application process, though rigorous, is worth the effort due to the financial benefits and support provided. Secure a reliable and affordable funding source to drive your business success. We are able to facilitated the following SBA loans: SBA FastTrack, SBA FastTrack Plus, SBA Boost, SBA 7(a) from $100,000 to $5,000,000, SBA 7(a) Refinance, Business Acquisition, Commercial Real Estate 7 (a), and Commercial Real Estate 504.

Business Line of Credit - A business line of credit from LVRG Business Funding offers flexible, revolving access to funds up to a predetermined limit. This financial tool is perfect for managing cash flow, addressing unexpected expenses, and seizing growth opportunities. Unlike traditional loans, you only pay interest on the amount you draw, making it a cost-effective solution. Repayment terms are flexible, allowing you to reborrow as you repay. This continuous access to capital helps businesses maintain operational stability and respond swiftly to financial needs. Ideal for seasonal businesses or those with variable cash flows, a business line of credit ensures financial agility. Learn more

Metro Detroit Business Loans - Metro Detroit business loans from LVRG Business Funding provide tailored financial solutions to support the diverse and dynamic businesses within the Detroit metropolitan area. Whether you need funds for expansion, equipment purchases, or working capital, our loans offer flexible terms and competitive rates. With a deep understanding of the local market, we ensure you have access to the resources necessary to thrive in this vibrant economic hub. Secure the financial support tailored to your business's success in Metro Detroit. Learn more