Exclusive Below-Wholesale Rates on Commercial Real Estate Loans & Business Acquisition Financing
Premium Financing for Highly Qualified Business Owners
Securing the right financing can make or break a business’s growth potential. That’s why LVRG Business Funding, through its exclusive partnership with one of the top five banks in the country, offers commercial real estate (CRE) and business acquisition financing at rates far below market pricing—only available through our facilitation.
Unlike conventional lending, which is often filled with unnecessary hurdles and inflated rates, our financing solutions are designed specifically for business owners with strong financials, excellent credit (700+ FICO), and a proven history of success. This is not just another loan—it’s an opportunity made possible through trusted relationships and a track record of delivering results.
Owner-User Commercial Real Estate (CRE) Loan Terms
For business owners looking to purchase or refinance commercial real estate under the best terms available, our CRE financing options offer stability, flexibility, and savings:
Fixed Rates: 5.95% – 6.45%, depending on loan term
Fixed-Term Options: 3, 5, 7, 10, or 25 years
Loan Types: SBA 7(a) & SBA 504
Loan Amounts: $350,000 – $20,000,000
Fully Amortized: No balloon payments or calls
Prepayment Terms: Only a 3-year prepay period on Wells Fargo Owner-User 7(a) and 504 loans (Note: The 2nd DOT on a 504 loan has a separate 10-year prepay term)
Up to 90% LTV (Loan-to-Value): Maximize your leverage while keeping costs low
Closing Timeline: Estimated 60–75 days from complete application submission (longer for ground-up construction or properties requiring extensive tenant improvements)
No Loan Origination Fee: Our 50% 1st DOT permanent piece of a 504 loan carries no origination fee, a savings of 0.5% – 1.5% on the 50% 1st DOT compared to other lenders.
🔹 Why This Matters: Many lenders charge excessive fees and offer terms that include hidden costs. With our banking relationships, you gain access to truly advantageous financing options that prioritize long-term business stability over lender profits.
Business Acquisitions & Partner Buyouts
Acquiring a business or buying out a partner requires tailored financing that aligns with both the company’s financial health and future growth strategy. We provide structured financing solutions that ensure a smooth transition without cash flow disruptions:
Loan Term: 10 years
Fully Fixed Interest Rates: Lock in your rate for the entire term to maintain predictable payments
Eligible Uses:
Full or partial business acquisitions: Expand your portfolio or take full ownership with competitive financing
Partner buyouts (with or without CRE): Secure the necessary capital to restructure ownership
Refinancing adjustable 7(a) loans into fixed-rate 7(a) or 504 loans: Convert fluctuating payments into a stable, fixed financial structure
🔹 Why This Matters: Transitioning ownership can be financially complex. Our structured financing solutions minimize financial strain and provide a seamless path to business growth.
Recent Success Stories: Real Deals, Real Results
📌 $4.2M SBA 504 Loan – Multi-Location Restaurant Group
A thriving restaurant group secured a $4.2 million SBA 504 loan for a new flagship location. By leveraging our below-market fixed-rate financing, the business owner locked in a 25-year term, keeping payments predictable while successfully expanding operations.
📌 $1.8M Business Acquisition Loan – Medical Practice Buyout
A physician with 15 years of experience successfully acquired a private medical practice using our exclusive 10-year fixed financing. The deal closed in just 63 days, allowing for a seamless transition of ownership while maintaining operational stability.
📌 $2.5M SBA 504 Loan – Commercial Property Purchase
A growing logistics company secured a $2.5 million SBA 504 loan to purchase a strategically located warehouse. The business owner locked in a 6.25% fixed rate for 25 years, ensuring long-term financial predictability while reducing monthly overhead costs.
These types of financing solutions are available only to well-qualified business owners through LVRG Business Funding. If you meet the criteria, you won’t find better terms anywhere else.
Nationwide Lending—Available in All 50 States
Whether you’re in California, New York, Texas, or anywhere in between, LVRG Business Funding ensures a streamlined, high-level lending experience for qualified business owners across the U.S. Our financing programs are not standard off-the-shelf loans; they are made possible exclusively due to our strong banking relationships and are reserved for business owners who meet the highest financial standards.
For those who qualify, this is an opportunity to secure market-beating financing that simply isn’t available elsewhere.
Next Steps: Are You Eligible?
If you meet the criteria and are ready to secure financing at some of the most competitive rates available, contact us today. LVRG Business Funding will guide you through the process from start to finish, ensuring a seamless and transparent experience.
✅ Ready to Secure the Best Rates? Apply Now for an Exclusive Consultation!
Frequently Asked Questions
Q: What credit score do I need to qualify?
A: Our exclusive financing options require a minimum 700+ FICO score, strong financials, and a proven track record of business success.
Q: How long does the funding process take?
A: The estimated timeline is 60–75 days from the time we receive a complete application, though more complex deals (such as ground-up construction) may take longer.
Q: Can I use these loans to refinance existing debt?
A: Yes, we offer refinancing options for both CRE and business acquisition loans, allowing you to convert adjustable-rate loans into fully fixed-rate structures.
Q: Is this financing available nationwide?
A: Yes! We provide financing solutions in all 50 states.