Happy New Year! Are you ready to do some “REAL” business?

Happy New Year! Are you ready to do some “REAL” business?

As we ring in the New Year of 2024, the team at LVRG BUSINESS FUNDING extends warm wishes to all our valued clients. We hope that this year brings you success, growth, and prosperity in abundance.

At LVRG BUSINESS FUNDING, we understand that the start of a new year often marks a fresh beginning for businesses. It is a time to reflect on past achievements and set new goals for the future. As you embark on this journey, we want to assure you that we are here to support your aspirations and provide all the funding your business needs to survive, thrive, and grow!

Whether you are a growing business seeking an expansion loan, or an established business requiring an injection of working capital; LVRG BUSINESS FUNDING is your trusted partner. With our extensive range of funding solutions and personalized services, we are equipped to meet your unique business needs.

Our team of experienced professionals is dedicated to providing you with the highest level of service. We understand that every business is different, and that's why we take the time to comprehend your specific requirements. From small business loans, business expansion loans, cash flow & working capital financing, merchant cash advances, or business lines of credit, we have a variety of funding options available to cater to your specific industry, size, and growth objectives.

In addition to our financial solutions, we offer expert advice and guidance to help you make informed decisions. Our team of advisors will work closely with you to assess your financial situation, analyze opportunities, and develop strategies to optimize your business performance. We believe in building long-term relationships with our clients based on trust, transparency, and shared success.

So, as we begin this new year, we invite you to connect with us and explore how LVRG BUSINESS FUNDING can assist you in achieving your business goals. Let's work together to make 2024 a year of remarkable growth and prosperity.

Once again, Happy New Year from all of us at LVRG BUSINESS FUNDING! We look forward to being a part of your journey towards business success.

STAND-ALONE INVENTORY LINE OF CREDIT FROM $1MM TO $15MM - TURN YOUR INVENTORY INTO WORKING CAPITAL

Unlock Working Capital for Your Inventory Needs with LVRG Business Funding

1. STAND-ALONE INVENTORY FINANCE FROM $1MM TO $15MM ”TURN YOUR INVENTORY INTO WORKING CAPITAL”

2. Providing Revolving Lines of Credit to Businesses Selling to Other Businesses (B2B) or Direct to Consumers (D2C)

Inventory lines of credit work well for many industries, including: E-commerce, Retail, Consumer Goods, Distributors, Manufacturing, Food & Beverage, and more…

Inventory financing, at its core, is a form of asset-based lending in which the amount borrowed is determined by the value of your inventory. Typically, it will be a short-term loan or a line of credit; lenders will lend a percent of the inventory’s value. There’s usually no need for collateral since the inventory secures the loan.

TRUE REVOLVING INVENTORY LINES OF CREDIT FROM $1MM-$15MM

FLEXIBILITY

A revolving line of credit allows you to better manage your working capital needs. No more scrambling to borrow at high costs to meet payroll expenses or to purchase supplies to fill orders.

TAILORED FACILITIES

We can tailor the loan sizes, maturity, and repayment terms to meet your needs. Our loans range from $1MM to $15MM and can be structured as interest-only revolving lines of credit.

NO HIDDEN FEES

We offer competitive rates & disclose all costs up front. We do not charge any management or servicing fees. No surprises.

PROMPTNESS

Receive a financing solution as fast as 24 hours after submitting the preliminary documents. Our expertise in the space allows us to quickly analyze and create a tailored solution based on your needs.

STAND-ALONE INVENTORY FINANCE

Why do I need it? If you are looking for a line of credit and are sitting on significant equipment or inventory, you can leverage those assets by securing an inventory line. Proceeds can be used for acquisition, unexpected expenses or for general working capital needs.

How does it work? We will evaluate the liquidation value of the equipment/inventory and assign a value. You can elect to draw down on the line at will, and only pay interest costs monthly, like a home equity line of credit. We will advance either the lower of cost or the Net Orderly Liquidation Value.

How much does it cost? As with all asset-based lending, the cost varies for each transaction. The monthly percentage is based on:

• How liquid the inventory is (liquidation value)

• Where its located (centrally vs spread out)

• Whether or not its perishable, or fad related

Inventory financing is a good way to leverage existing goods for additional purchases. Unlike AR or PO, this functions more like a traditional line, with interest only payments until maturity for only the portion of principal you draw down.

How long does it take? From the time you submit the application and due diligence materials, it takes approximately a week to underwrite, after which an appraiser is sent to value inventory. To close the process takes approximately 3-4 weeks.

Submission/Approval Process? Initial submission for qualification consists of:

• Completed and signed application

• Current financials including AR aging and AP

• Complete inventory list with locations

Once this is all received and evaluated, LVRG will issue the client a term sheet and closing list. LVRG offers “True Revolving Inventory Lines of Credit from $1,000,000 to $15,000,000.”

Is your business consistently moving millions of dollars worth of inventory? Are you in search of a flexible financing solution tailored to the unique demands of your inventory-based business? Look no further than LVRG Business Funding's cutting-edge Standalone Inventory Line of Credit.

At LVRG, we understand the critical role that inventory plays in the success and growth of your business. That's why we have designed a specialized funding solution that allows you to turn your inventory into working capital, empowering you to seize opportunities, drive sales, and unlock the full potential of your business.

Inventory Line of Credit: A Game-Changer for Your Business

Our Inventory Line of Credit is a game-changer, providing you with the financial freedom to take control of your inventory management and propel your business to new heights.

Here's how it works:

1. Flexible Funding: LVRG Business Funding offers you a tailored credit line, allowing you to leverage your inventory's value. We recognize that your inventory assets have tangible worth, and we are committed to helping you unlock that worth for your business.

2. Smooth Cash Flow: With our Inventory Line of Credit, you can bridge the gap between inventory purchases and customer payments. You no longer have to worry about cash flow constraints stunting your growth potential. Our funding solution ensures a steady stream of working capital, enabling you to meet your operational needs, seize new business opportunities, and navigate unforeseen challenges.

3. Fast and Efficient Process: At LVRG, we understand that time is of the essence for your inventory-based business. Our streamlined application process is designed to minimize paperwork and expedite funding. We make sure you have the capital to promptly seize market opportunities and optimize your inventory turnover.

4. Tailor-Made Financing: We recognize that businesses come in all shapes and sizes. That's why we offer customized funding solutions that align perfectly with your unique inventory requirements. Whether you need funds for restocking, seasonal inventory fluctuations, or expanding your product offerings, LVRG's Inventory Line of Credit provides the flexibility you need.

5. Experienced and Trusted Partner: With LVRG Business Funding, you're not just getting access to financial assistance; you're gaining a reliable and experienced partner. Our team of experts understands the intricacies of inventory-based businesses and is committed to helping you achieve your goals. We pride ourselves on providing exceptional customer service and ongoing support every step of the way.

Transform Your Inventory into Untapped Potential

Don't let your inventory assets be idle. Let LVRG Business Funding assist you in transforming your inventory into working capital that empowers your business to grow, innovate, and thrive.

Contact LVRG today to explore the possibilities of our Inventory Line of Credit. Our team of experts is ready to assist you in leveraging your inventory's worth and maximizing your business potential. With LVRG Business Funding by your side, you can turn your inventory challenges into prosperous opportunities. Call (855) 998-5874 or click below to get started.

How Small Business Owners Can Put Themselves in the Best Cash Position Going into the New Year

How Small Business Owners Can Put Themselves in the Best Cash Position Going into the New Year

As the new year approaches, small business owners have an opportunity to assess their financial position and make strategic moves to bolster their cash flow. By proactively managing their finances, small business owners can position themselves for success and stability in the year ahead. Here are some strategies to consider:

1. Review and Adjust Pricing

One way to improve cash flow is to review pricing strategies. Conducting a thorough analysis of your costs, competitive landscape, and customer behavior can help you determine whether your current pricing structure is optimal. Consider increasing prices where appropriate, but be mindful of not alienating customers. A small increase across a large customer base can have a significant impact on overall cash flow.

2. Optimize Inventory and Reduce Costs

Take stock of your inventory and identify slow or non-moving items. Strive to liquidate these items through sales or discounts, converting them into cash. Additionally, negotiate with suppliers to secure better terms or bulk discounts. Regularly assess your expenses to identify areas where you can cut costs without compromising quality or customer experience. Small savings in multiple areas can accumulate and contribute to improved cash flow.

3. Review and Renegotiate Contracts

Review your existing contracts with vendors, service providers, and landlords. Look for opportunities to renegotiate terms that could result in cost savings or improved cash flow. For example, if you've been a loyal customer, negotiate for extended payment terms or reduced fees. It never hurts to ask, and the potential savings can positively impact your cash position.

4. Focus on Accounts Receivable

Ensure timely and consistent payment collection by reviewing your accounts receivable process. Follow up on overdue payments promptly and consider offering incentives for early payments. To mitigate potential cash flow gaps, consider implementing a recurring revenue model or offering subscription-based services to ensure a steady stream of income throughout the year.

5. Explore Financing Options

Consider business financing options to improve your cash position. Explore revenue based financing options, cash flow & working capital financing, small business loans, business lines of credit, and merchant cash advances to address immediate cash flow needs. These options can provide a financial safety net, help manage seasonal fluctuations, or fund growth initiatives. Research and compare different financing options to find the most favorable terms that suit your business's needs.

6. Develop a Cash Flow Forecast

Create a cash flow forecast to gain a clear understanding of your expected income and expenses for the upcoming year. This forecast will allow you to proactively identify potential periods of cash shortage and develop contingency plans. By being aware of potential obstacles, you can take pre-emptive action to mitigate any negative consequences on your cash position.

7. Seek Professional Guidance

Lastly, consider seeking guidance from financial advisors, accountants, or business consultants. These professionals can provide expert advice tailored to your specific business needs. They can help you navigate challenges, identify opportunities, and provide strategies to optimize your cash position for the new year.

Taking the time to assess your financial situation and implement these strategies will put small business owners in a stronger cash position as they enter the new year. By proactively managing cash flow, optimizing expenses, and exploring financing options, business owners can set themselves up for success and be better equipped to tackle any financial challenges that may arise.

Written by Charles Barr, CEO of LVRG Funding

LVRG FUNDING: Fueling Restaurant Success in the Face of Adversity

LVRG FUNDING: Fueling Restaurant Success in the Face of Adversity

In an industry plagued by sky-high food costs, overinflated overhead expenses, and razor-thin profit margins, restaurant owners are facing an uphill battle to keep their businesses afloat. However, in the face of these challenges, many visionary entrepreneurs are turning to LVRG Business Funding for the working capital they need to stay strong and thrive.

Food costs have reached unprecedented levels in recent years, thanks to a variety of factors such as climate change, increasing transportation expenses, and global market fluctuations. These soaring costs are putting immense pressure on restaurant owners, squeezing their bottom lines and forcing difficult decisions. LVRG understands the struggles faced by these owners and offers bespoke funding solutions to help them weather this storm.

Running a restaurant is more than just culinary prowess; it requires mastering the delicate balance of managing soaring overhead costs. From high rent prices and utility bills to payroll and insurance, these expenses eat away at the already slim profit margins. LVRG recognizes the urgent need for flexible funding options that can cover these fixed overhead costs, allowing restaurant owners to focus on their passion—serving delicious food to their patrons.

Understanding the unique financial challenges faced by restaurant owners, LVRG Business Funding has developed a reputation for providing tailored working capital solutions. Whether it's a veteran establishment struggling to modernize their kitchen equipment, a trendy new eatery aiming to expand its operations, or a family-owned diner looking to renovate its premises, LVRG has the expertise and resources to make these aspirations a reality.

LVRG's funding process is designed to be swift and seamless, ensuring that restaurant owners can access the capital they need without unnecessary delays. By partnering with LVRG, these resilient entrepreneurs gain access to a network of financial experts who understand the nuances of the restaurant industry and provide personalized guidance. LVRG Business Funding doesn't just offer capital; they offer a collaborative relationship and a dedicated team invested in the success of their clients.

With the foodservice industry becoming increasingly competitive, restaurant owners need an edge to keep up with the ever-evolving demands of their customers. LVRG Business Funding provides the catalyst for growth, allowing these owners to invest in marketing campaigns, revamp their menus, train and empower their staff, or even open new locations. By harnessing the power of LVRG's financial support, restaurant owners can stay ahead of the pack, tantalizing taste buds and building loyal customer bases.

In the relentless battle against rising food costs, towering overhead expenses, and razor-thin profit margins, restaurant owners are turning to LVRG Business Funding as their trustworthy partner. With their comprehensive understanding of the industry, personalized solutions, and unwavering commitment to success, LVRG is the fuel that propels restaurants to new heights in the face of adversity. Contact LVRG today and secure the working capital you need to keep your culinary dream alive.

*Loan Amounts from $15,000-$5,000,000, 1st-5th Position, Bad Credit OK, Offers in 2-3 Hours, and Same Day Funding.

Need Working Capital for Your Small Business? Turn to LVRG Business Funding!

Need Working Capital for Your Small Business? Turn to LVRG Business Funding!

Are you a small business owner struggling to keep your operations afloat? Are you desperately searching for cash to give your business the boost it needs to thrive in today's competitive market? Look no further than LVRG Business Funding! As experts in providing financial solutions for small businesses, we understand the challenges you face and are here to help.

Unveiling a Lifeline for Small Businesses

In these uncertain times, access to capital is crucial for small businesses to survive and grow. At LVRG Business Funding, we recognize the pressing need for cash, which is why we have tailored our services to meet your unique requirements. Whether you need funds to manage operational expenses, invest in new equipment, increase inventory, or even explore innovative marketing strategies, LVRG is ready to offer a lifeline to your business.

Hassle-Free Application Process

We understand that time is of the essence for small business owners who require immediate cash flow. Our 1 minute streamlined application process has been designed with this urgency in mind. You can complete and submit your application online, eliminating the need for cumbersome paperwork and lengthy processing times. With our efficient system, you can receive a decision within hours, allowing you to focus on what you do best – running your business. Oh, and did we mention same day funding?

Tailored Funding Solutions

At LVRG Business Funding, we take pride in our ability to offer flexible funding options. We understand that each small business has unique needs, and a one-size-fits-all approach simply doesn't work. Whether you require cash flow & working capital financing, revenue based financing, business expansion loan, or merchant cash advance, we have a wide range of funding solutions available to suit your specific circumstances. Our experienced team will work closely with you to understand your goals and recommend the best funding solution for your business.

Supporting Small Businesses Every Step of the Way

We believe that providing cash alone isn't enough – it's essential to support small businesses throughout their journey. Our team at LVRG Business Funding takes the time to understand your business model, challenges, and growth potential. We offer personalized support and expert advice, sharing our industry knowledge and expertise to help you make informed financial decisions. Our commitment to your success doesn't end with funding – we are invested in seeing your business thrive!

Trust LVRG Business Funding for Your Small Business Cash Needs

With LVRG Business Funding as your financial partner, you can rest assured knowing that your cash flow challenges will be addressed promptly and effectively. We are dedicated to delivering a seamless and stress-free funding experience for small business owners, so you can focus on growing your business and achieving your entrepreneurial dreams. Don't let financial constraints hold you back any longer – contact LVRG Business Funding today!

*Loan Amounts from $15,000-$5,000,000, 1st-5th Position, Bad Credit OK, Offers in 2-3 Hours, and Same Day Funding.